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Defence health

If you’re an ADF member or an extended family of an ADF member, you’re part of the Defence health family. You can access all the support that we have to offer – including hospital cover.

You can also call us on 1800 335 425 if you have any questions about your policy. We’ll be able to help you make informed decisions about your cover.

What is Defence Health?

Defence Health is a not-for-profit organisation that offers insurance to former and current military members and their families. Premiums are diverted back into the business to benefit members.

The Royal Navy Medical Service (RNMS), also known as Navy Healthcare, is responsible for providing healthcare to ships, submarines and Royal Marine personnel at sea and on land. This includes primary care and prehospital medical support.

DMS secondary healthcare provides highly capable medical staff to support Defence operations and Defence activity other than operations (DAOTO) through high quality clinical placements. This is deliver by a team of specialist secondary healthcare professionals embedded in five regional headquarters – RCDM, JHG North, JHG South, South East and Southwest.

Defence health Life after the ADF

Defence health Life after the ADF








Life after the ADF can be a challenging time, and it’s important to know what help is available. From finding and paying for health care, to organising living arrangements or finding a job, the civilian world can be very different from the military.

However, there are some common things that former ADF members experience. For example, veterans tend to have better financial outcomes than those who never served.

They are also more likely to be physically active and less likely to suffer from asthma than the Australian average, which is a good thing. These positive outcomes are a result of training and experience.

Defence health Young Adult Support Plan


Young adults under 25 who are not studying full-time or living in a partner’s household can keep their hospital cover and extras on their own policy with Defence Health. All you need to do is sign up to Value Extras or Premier Extras and it will be automatically added to your policy.

The policy is design to cover the needs of young adults and their families, so they can get the care they need when they need it. It also helps ensure they have the support they need to make their own decisions, and to understand how the care they receive impacts their wellbeing.

Dental & Optical Network

Dental & Optical Network








A network is an arrangement where a medical services provider, in this case a dentist, joins a group of similar providers to share information and resources and reduce administrative costs. The network may also be able to provide its members with a number of services, such as an online database of dental practices, or an app that lets you schedule appointments.

There are plenty of dental plans on the market, but one that stands out is the Ameritas Dental Network. With over 1,400 participating dentists, this is the best way to ensure you’re getting the best possible care at the lowest price. Several vision coverage options are available as well, including the eye-catching VSP and EyeMed networks. The Dental & Optical Network is available to all Defence Health members with extras cover.

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    • Thanks for your valuable comment.
      The Australian Defence Force (ADF) provides health cover and extras for its members and their families through the Defence Health program. This program is designed to provide comprehensive healthcare services, including hospital cover, medical services, and extras such as dental and optical care. Members of the ADF can choose from a range of different health insurance options, depending on their individual needs and circumstances. The program is available to all ADF members, including active duty personnel, reserves, and their families. The program also offers additional support services, such as mental health support, rehabilitation services, and access to a range of health and wellbeing programs. Overall, the Defence Health program aims to ensure that ADF members and their families have access to quality healthcare services and support.


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